Could I get sued if a guy checking my air conditioner in my home falls through the ceiling?
Yes. And you probably will get sued. That's why you should ask before you hire, if they have liability insurance and accident coverage.
Your homeowners policy should pay in this unfortunate situation, and an A-rated provider like the ones that Thom Polvogt Insurance Group works with, would defend the case and manage the losses by providing a quality attorney. Is $100,000 enough liability coverage? You would be surprised, the increase to $300,000 or $500,000 may only cost $7.00 more in premiums.
Homeowners covers so many perils, it is complex, but you need to know. Our Advisors available at 281 395 9400.
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