Call 800-421-3535
Auto Insurance:
Motorcycles, ATVs, Segways, & Snowmobiles
Auto insurance is the type of insurance purchased for cars, trucks, motorcycles and other vehicles usually used for protection against traffic accidents. Auto insurance, in particular, is mandatory by law in the United States. There are several categories of vehicle insurance, including the following: Automobile, Motorcycle, ATV, Segway, Snowmobile, Boat, Jet Ski, Waverunner, Sea-Doo, Recreational Vehicle (RV), Camper, and Commercial Vehicles.
Click on one of the tabs below to read about the insurance that relates to the type of vehicle in that category.
Motorcycle / ATV / Segway / Snowmobile Insurance
Example: John loses control of his bike making a turn and hits the only delivery car of a pizza restaurant. Liability insurance would help pay for the physical damages (to the car and its occupant if one were in it) and financial damages (the money the pizza shop might have lost by not having a delivery car).
Example: Jane crashes her ATV into a tree and causes $2,503 worth of damage to her vehicle. After she pays her specific deductible of $500, her insurance company would give her the additional $2,003 required to fix her ATV.
Example: While parked at the mall, Bob's motorcycle gets stolen. It is later found partially submerged in a bayou. After Bob pays his deductible, the insurance company would provide him with money required to pay for these damages.
Uninsured / Underinsured Motorist Insurance
Example: While driving down a neighborhood street, John's bike got struck by a driver whose insurance policy had been cancelled. John's uninsured motorist property damage protection helped cover the damages to his vehicle even though the other party was at fault.
Medical / Personal Injury Insurance
Example: Jane was involved in a terrible accident and had some medical bills to pay because of it. Her personal injury protection helped her pay those bills.
Death and Dismemberment Coverage
Available Motorcycle and Powersports Discounts:
There is NO LIMIT to the number of discounts that you can acquire!Accident-Free
Up to 10% reduction in certain instances when an accident-free driving record is maintained.
Affinity
Up to 3% reduction if you are a member of a qualifying organization.
Good Student
Up to 5% reduction if you are a full-time student between the ages of 16 and 24 and meet a certain grade point or scholastic class-ranking requirement.
Homeowner
Up to a 15% discount if you also have a Homeowner's Policy with us.
Long-Term Policyholder
Up to 5% reduction if you are insured with us for at least 3 years. Up to 15% reduction if you are insured with us for at least 5 years!
Multi-Policy
Up to 14% reduction if you have multiple policies with us.
Multi-Vehicle
Up to 30% discount when you insure more than one motorcyle or powersport vehicle with us. One policy can support up to 12 vehicles. Discounts begin at 10% off for 2 bikes.
Riding Association
Up to 10% discount for members of riding associations such as American Motorcyclist Association (AMA).
Safe Driver
Up to 15% reduction in certain instances when a violation-free driving record is maintained.
Safety Course
Up to 5% discount available when an approved safety course is successfully completed.
American Motorcyclist Association (AMA):
The American Motorcyclist Association (AMA) provides some great benefits to riders. If you insure your motorcycle with us, you will receive a FREE one-year membership to the AMA. Some of the benefits of being a member of AMA include:Money-Saving Discounts
Save on bike parts, riding apparel, riding schools, motorcycle rentals, auto rentals, lodging, motorcycle transport, admission to the Motorcycle Hall of Fame and more! And save up to 10% off of your Motorcycle Insurance.
Chartered Clubs and Riding Events
Enjoy access to more than 1,200 AMA-endorsed clubs sponsoring and/or participating in thousands of events.
AMA MOTOW Roadside Assistance
Provides towing services, emergency fuel and more to keep you safe on the road.
AMA Travel and Tours
Provides tour packages and travel services.
American Motorcyclist Magazine
12 FREE issues featuring product reviews, tour stories, riding tips and more.
Members-Only Web Access
Access to the members section of the AMA websites featuring a ride route database, classifieds and more.
Help 'N Hands Network
Thousands of volunteers ready to assist you if you need help out on the road.
Riding Rights
Protection for your right to ride.
